Frequently Asked Questions of
Quick Cash Pawn & Jewelry
How Does a Pawn work?
A pawn loan is a quick, secure and easy way to obtain the cash you need. All you need is a valid state-issued picture ID and your personal property to use as collateral. There is no credit check and all loans are confidential.
How much can I get for my item?
We will evaluate the item and determine a fair market value of the merchandise. The item needs to be in good, safe, working condition.
Can I get a quote for my item over the phone?
It’s hard to give quotes over the phone because loan amounts vary greatly depending on the condition of the item, the better the condition of your item, the more money we can loan. And for jewelry, we test to ensure that the gold and diamonds are genuine.
Can I have more than one loan?
Absolutely!!! You can have more than one loan at a time.
What if I forget about my loan?
No worries, we’ll remind you. We give you the option of receiving a text message and a phone call when the loan is due at 30 days and again before the item would forfeit.
How long is a Pawn for?
A Pawn is typically a 30 day contract. If you are unable to pay the entire amount, then you can pay only the interest, and "renew" the loan for another 30 days. At the end of that time you can pay off the loan and redeem your item, or renew it again. You can continue renewing the loan for as long as you need to. We also offer the option of paying down the principle so the interest also goes down each month.
Do you pay by cash or check?
All loans are paid in CASH.
How many people come back for their items?
We typically average around an 80% redemption rate, which means most people do come back for their items.
Do you get stolen merchandise?
This is a popular misconception about the pawn industry. It is extremely rare that we receive stolen goods. In fact, less than .02% of all pawn shop transactions involve stolen property and we work closely with the local law enforcement to identify these items. We require a state or government issued ID and a fingerprint for all pawn transactions. Every night, we electronically send a list of all new pawn transactions, with a full description and serial number of each item. In the rare event a stolen item doe’s end up in our store, we will release the item to the victim free of charge, as long as they agree to file a police report and prosecute the criminals involved. If you think about it, a Pawn Shop is the last place a criminal would want to go!